Girl

Girl realizes what she could do with hard-earned money.
Girl acts like girl and becomes a shopaholic.
Girl takes vacations.
Girl furnishes her apartment how she wants to.
Girl realizes all of this is on her credit card.
Girl grows up.
Girl pays off “bad” debt.
Girl gets a handle on her finances after what seemed like an eternity.
Girl becomes a smarter shopper.
Girl spends less.
Girl saves more.
Girl even loses weight (yay).
Girl is smarter now.
Now, Girl just needs to get a handle of her career’s future.
Now, Girl has to work from the inside out (after mistakenly working from the outside in during her early 20s).